Effective Date: 05-08-2025

Magic Pay (“we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, store, and safeguard your personal information when you use our app and services.

1. Information We Collect

We may collect the following types of data:

• Personal Information: Name, mobile number, email address, date of birth, location, etc.

• Financial Information: UPI details, transaction history, wallet balance (only as necessary to process payments).

• Usage Data: Device information, app usage, IP address, and interactions.

• Referral & Rewards: Referral codes, Glow Coin earnings, and redemption history.

2. How We Use Your Information

We use your information to:

• Facilitate payments and provide 50+ services

• Verify your identity and secure your account

• Offer customer support

• Improve app functionality and user experience

• Provide rewards (e.g., Glow Coins), referral benefits, and scratch cards

• Comply with legal or regulatory obligations

3. Data Sharing & Disclosure

We do not sell or rent your personal data. We may share information with:

• Payment gateways, UPI processors, and third-party service providers (only to complete transactions)

• Government or legal authorities when required by law

All partners are required to comply with strict data protection policies.

4. Data Security

We use industry-standard security measures including encryption, secure APIs, and access controls to protect your data from unauthorized access, misuse, or disclosure.

5. Your Rights & Choices

You have the right to:

• View and update your personal data

• Delete your account and associated data

• Opt-out of promotional messages

6. Cookies & Tracking (If Applicable)

We may use cookies or in-app tracking tools to analyze usage and improve service delivery. You can disable tracking features via app/device settings.

7. Children’s Privacy

Magic Pay is not intended for users under the age of 18. We do not knowingly collect data from minors.

8. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected with a new effective date. Continued use of Magic Pay means you agree to the updated policy.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:
📧 support@magicpaycash.com
📞 +91-XXXXXXXXXX