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Get rewarded for signing up, referring friends, and using Magic Pay daily.
Get 100 Glow Coins just for joining!
Invite friends → you both earn 25 Coins
Earn up to 3% cashback in Glow Coins on every recharge or bill.
Get weekly scratch cards worth up to ₹50!
Magic Pay replaces over 20+ major apps with 54 powerful services—everything you need, in one secure app.
Send and receive money instantly, add funds, and make secure UPI payments—all in one place.
Top up your Mobile, DTH, and FASTag with quick and reliable recharge options.
Pay bills for electricity, gas, water, broadband, insurance, and more—hassle-free.
Recharge metro cards for Bangalore, Chennai, Hyderabad, Mumbai, Delhi, and Kolkata.
Access ride bookings, cargo delivery, grocery carts, pantry needs, and more from one app.
Manage 9 types of insurance plans for health, life, motor, accident, and more—easily.
Invest in savings, mutual funds, stocks, FDs, and even private limited companies.
Book flights, trains, buses, and hotels across India with a seamless experience.
Get airport cabs and curated travel activities at your fingertips.
Magic Pay is India’s first privacy-focused digital wallet offering a truly integrated experience for modern Bharat. With 54+ services packed into one powerful app, we go beyond payments to empower users with everyday essentials—from UPI transfers to wealth management, metro recharge to health insurance, and travel bookings to local services.
Driven by innovation and built on trust, Magic Pay is not just a wallet—it’s a complete digital lifestyle ecosystem. Our mission is to simplify, secure, and supercharge digital living for every Indian, from metro cities to rural towns.
Magic Pay replaces the need for 20+ apps:
The Magic Pay website is very clear and easy to use. Happy to support this Made in India platform!

Founder
Driven by innovation and passion, our team is a blend of tech experts, designers, and strategists.
Together, we’re building India’s most powerful and privacy-first digital wallet experience.
Have questions about Magic Pay? Find quick answers to common queries about features, Glow Coins, referrals, security, and more—everything you need to get started and make the most of your digital experience.
Magic Pay is India’s first privacy-focused digital wallet app offering 50+ services including UPI payments, recharges, bill payments, insurance, travel booking, and more.
Glow Coins are Magic Pay’s in-app rewards. You earn them through actions like signing up, referrals, daily usage, and more. 1 Glow Coin = ₹0.20.
Glow Coins become redeemable only after you accumulate ₹500 worth of them. After that, you can redeem up to 10% of your Glow Coin value per eligible transaction.
Once eligible, you can use Glow Coins to get partial discounts on eligible services like recharges, bill payments, and more—up to 10% of the transaction amount.
Scratch Cards are bonuses given on completing select actions or meeting weekly usage goals. You can scratch to reveal a random reward amount.
Scratch Cards are bonuses given on completing select actions or meeting weekly usage goals. You can scratch to reveal a random reward amount.
Once you earn at least 100 Glow Coins (₹20), you can redeem them for mobile recharge, bill payments, or cashback wallet credit.
Share your unique referral code with friends. When they sign up, both of you earn 25 Glow Coins (₹5).
Yes, Magic Pay uses secure UPI infrastructure and advanced encryption to protect your data and transactions.
Yes, you can recharge metro cards for major cities including Bangalore, Chennai, Mumbai, Delhi, Hyderabad, and Kolkata.
Magic Pay combines 20+ app functions into one simple interface—recharge, travel, health, finance, donations, and more—plus rewards and privacy-first design.
Yes, Magic Pay is available for both Android and iOS users. Download it from the Play Store or App Store.
Your all-in-one app for payments, rewards, recharges, and more. Fast, secure, and made for Bharat!
India’s first privacy-focused digital wallet offering 50+ services, from UPI payments to travel, insurance, recharges, and more.
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